What are the cut-off times for BPAY payments?

If your payment is made before 2.30pm on a banking day your payment should be treated as if received by the payee on the same day.

If your payment is made after 2.30pm on a banking day your payment should be treated as if received by the payee on the following banking day.

Note: the time when the funds will be deposited into the payee's account depends on the systems and policies of the payee's bank.